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Williams College Legal Liability Insurance Policy

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Williams College Legal Liability Insurance Policy


December 14, 2021

Following are the key provisions in the Legal Liability Insurance Policy issued by United Educators Insurance to Williams College of Massachusetts, dated July 1, 2015:

Coverage: Claims-made (covers an insured for all claims, regardless of when the claim event occurred)

Limits of Liability:

  • Each claim: $25,000,000
  • Annual aggregate: $25,000,000

Premium: $162,737

Defense Counsel Provision: Split Defense Counsel

Self-Insured Retentions:

  • Governing Board members who cannot be lawfully indemnified: $1,000
  • Wrongful employment practices: $150,000
  • Each other claim: $150,000

Defense Cost Hourly Rate: Not to exceed $325 per hour

Definition of Wrongful Act: Includes “failure to grant due process” and “invasion of privacy or humiliation”